Eligibility Criteria
Personal loans disbursed directly to your bank account. All you need are your PAN card details and an address proof. Borrow up to ₹2 Lakhs with repayment terms from 3 to 36 months.
Eligibility Criteria
Age Limit
Between 21 and 55 years
Work Experience
At least 1 year in current job/profession
Nationality
Must be a Resident Indian Citizen
Monthly Income
₹18,000 (Metro) and ₹15,000 (Non-metro)
Documents
• PAN Card
• Aadhaar Card
• Bank Statement (Last 3 months)
• Selfie
• Address Proof (Permanent & Current Address)
Features
• Loan Amount: ₹6,000 – ₹2,00,000
• Interest Rate: 14% – 36%
• Tenure: 3 to 36 months
• Processing Fee: Up to 4%
• Disbursal: Instant transfer to bank account
• Security: No collateral required
Other Fees Charges :
• Interest Rate Starting from 14% p.a.
• Processing Fee 2–4.5% of loan amount
• Late Payment Fee ₹500 or 3% of overdue amount (whichever is higher)
• Bounced Payment Fee ₹500 + GST
• Stamp Duty 0.1% of loan amount
• Mandate Rejection Charges ₹250 + GST
• Foreclosure Charges 4% on remaining principal
Application Requirements
• Mobile Number
• Processing Fee 2–4.5% of loan amount
• First & Last name
• Date of Birth
• Gender
• PAN
• Employment Type
• Monthly Income
• Company name
• Address Proof
• PAN Photo
• Selfie (eKYC)
• Current Address
• Bank Statement
• Father / Mother / Spouse Name
• Reference Contact
• Disbursement Bank Account Details
• eNACH / UPI e-mandate
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Grievance Officer Details
Contact Us
+91 8827973499
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